Environmental Insurance

Companies and their corporate directors and officers, partnerships, and individuals take on enormous environmental liability that can impact the environment, and local communities, and give rise to significant legal risk and uncertainty. This is why it is critical that our clients understand the scope of this liability and carefully manage it by mitigating risk including by purchasing the most applicable policy of environmental insurance.

Environmental insurance is a tool to allocate or share environmental risks and liabilities by insuring against environmental costs, lawsuits, and government directives. These policies must be negotiated with insurers and tailored in each instance with reliance on technical inputs about the environmental condition or event to be insured against. Our lawyers liaise between insureds and insurers to ensure that the terms of environmental coverages and exclusions in policies reflect the allocation or sharing of environmental risks and liabilities as intended.

Insurance companies underwrite the same environmental risk that insureds try to share or allocate by purchasing insurance. It is these same insurers and insureds that our lawyers assist when environmental lawsuits are initiated against insurers about coverages and exclusions under an environmental policy.

Environmental insurance expertise

At Willms & Shier Environmental Lawyers, our lawyers advise clients about potential options for minimizing environmental liability exposure which may include environmental insurance. We also help to negotiate environmental policy terms between insurers and insureds.

We provide environmental insurance coverage opinions based on our clients’ unique needs. We also negotiate environmental insurance policy terms for clients.

In addition, our lawyers represent several insurers and their insureds in the defence of lawsuits including for professional negligence, breach of contract, and misrepresentation brought against environmental consultants, environmental contractors, property owners, tenants, managers, and other insureds.

Our litigators also advance subrogation actions on behalf of insurers.

Our lawyers assist clients with:

  • environmental coverage opinions
  • defending environmental lawsuits
  • managing regulatory investigations
  • defending federal, provincial, and municipal environmental prosecutions
  • prosecuting subrogation claims.

Contact our environmental lawyers today

Willms & Shier Environmental Lawyers has offices in Calgary, Ottawa, Toronto, and Yellowknife. Our lawyers are called to the Bar in Alberta, British Columbia, New Brunswick, Nunavut, Northwest Territories, Yukon, and Ontario.

To speak with an environmental lawyer, contact us today.